Get Massachusetts Auto Insurance Discounts with the Safe Driver Insurance Plan
Obtaining your Massachusetts free online car insurance quotes is the easiest way to save money on your auto coverage, and at EZQuoteGuide.com we make it easy to get cheap car insurance in Massachusetts. Plus, by browsing our expansive library of articles and tips for finding the cheapest car insurance around you’ll even find some Massachusetts auto insurance discounts!
Before you get your Massachusetts free online car insurance quotes, think about the Safe Driver Insurance Plan (SDIP). Drivers are given the opportunity to obtain cheap car insurance in Massachusetts if they practice safe driving habits, i.e. refrain from causing car accidents and committing traffic violations. This is an initiative you don’t want to ignore.
Since your driving record plays a huge role in your chances for Massachusetts auto insurance discounts, it’s important to make sure yours is clean. The following incidents add points to your Massachusetts driving record:
- Being involved in an auto accident that results in more than $500 of property or bodily injury damage and at which you are more than 50% at-fault
- Being convicted of a traffic violation
- Having to pay a traffic violation fine
- Having to attend an alcohol or drug awareness education program
Being involved in auto accidents and convicted of traffic violations can add serious points to your Massachusetts driving record. For example, minor accidents for which you are at fault adds three points, while major accidents add four points. Minor traffic violations (such as speeding) add two points to your driving record, and major violations (think DUI convictions) add a whopping five points.
When you are charged with being at-fault for an accident or committing a traffic violation, you can appeal to the Division of Insurance Board of Appeals or the Merit Rating Board.
Rest assured that being involved in an auto accident at which you aren’t to fault doesn’t affect your chances at receiving Massachusetts auto insurance discounts through the SDIP.