Low Cost Car Insurance – How to Get the Cheapest Rate Possible
It would be nice if car insurance were free, wouldn’t it? We all know that’s impossible. But what most drivers don’t know is that cutting the cost of the policy you now have by as much as 40% in many cases is not only possible, it’s surprisingly easy. In fact, just by making one simple change in how you buy your policy you can save as much as 33% with no effort on your part and with no change in your current coverage.
But that’s just the beginning. By making a few other simple changes many drivers can add another 10% to those savings!
We’ll start with the small things you can do first – and save the biggest savings for last.
Are you married? If so, listing the wife as the primary driver of every vehicle and the husband as the secondary driver will save you quite a bit every month. The reason is simple. Women are better drivers. They have fewer accidents and when they do have an accident it tends to be less severe than when a man has an accident. Therefore, listing the wife as the primary driver of every vehicle saves you money.
Paying your monthly premium directly out of your checking or savings account will also save you money. If your company doesn’t have to pay the high cost of sending you a bill every month they are delighted to let you keep most of that savings.
Parking in a garage at night, rather than on the street where your car can be easily broken into or stolen, also saves you money.
Joining a carpool at work will save you money on your car coverage. Carpooling with just one other driver cuts your rush hour mileage in half every month and that translates into some big savings.
Increasing your deductible will also save you every month. Just be sure that you don’t agree to pay a larger deductible than you can actually afford should you ever need to file a claim.
But the biggest thing you can do, the thing that can potentially save you as much as 33% every single month on your car insurance, is simply to buy your policy online.
Buying your policy online is fast, safe, and extremely simple. In fact, you won’t believe how simple and stress-free it is to buy insurance without an agent looking over your shoulder and pressuring you into things every few seconds.
And because online brokers have almost no overhead and because there is so much competition for your online insurance business, online brokers will do almost anything to get your business, and that means cutting prices to the bone, often savings you a cool 33%.
So go online right now and see for yourself how much you can save. I’m betting you’ll be amazed by the savings you find.